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May 03

Disability Insurance

The Condor insurance group has improved the conditions of contract to 01.07.2011. The Condor has these also apply to the leases with the pressure piece number R4J to 01.07.2011 insurance group changed the conditions. This change applies to leases with the pressure piece number R4J. The following was changed or clarified: grant to purchase and training costs ( 2 para 2) many self-employed persons in case of BU do everything, to be able to continue their operation, they have built up mostly even further. Often the necessary precautions but no longer fall under a reasonable reorganization”operation, because the expenditure for the customer would be too high would be so on the agreed BU pension instructed, that is however usually lower than his last goal coming up. New: Now the customer has the possibility to apply for a one-off grant, which can go up to the amount of the agreed annual pension. It can be used, for example, in a telephone conference system, a training o.

a. invest, which enables him working on lichen. Should be despite this measure still a disability there are, the BU pension is paid in accordance with condition. Clear definition of BU for pupils, apprentices and students ( 2 para 4) the activities of apprentices and students were seen in the past as a full-fledged profession with Condor. Accordingly for example a business student in the BU case on disability was checked so to see whether he can continue his studies to at least 50%.

Students, however, had to be berufsunfahig to 100% so far and had also no entitlement to the incapacity of Condor. New: Now students are considered as trainees and students recognized professions. If now someone can exercise his activities as a student not more to at least 50%, he is berufsunfahig and is entitled to a performance. Thus, it is clearly formulated that all comfort-BUZ regulations in full as trainees and students also apply to students.