The “Council of experts for environmental issues”, a panel sponsored by the Federal Ministry of the environment, created an opinion, in which he urged, the possible migration of energy-intensive industries and expansion of electricity imports as inevitable in the year 2001 Accompany of the unavoidable “ecological modernization” in Germany to look at. Gold as a means to protect assets. Economic action requires trust to each other. This trust is an option for all people, not only for sellers and buyers of precious metals. If the intelligence, creativity and labour focus on economic action, almost all the people involved and the owners of gold make up only a tiny group in the economies. This is no utopia, but systematically thwarted options. Sick people, children and elderly are a minority. There is no reason to distinguish between paid work and volunteering or to gag people through collective bargaining with fixed weekly working time in a ZivilGesellschaft of in confidence. Free decisions are expressed through “money systems, which coexist without arguments or weapons to fighting. Sooner or later stop official interference, because the exercise of this power is priceless and the bureaucracy in itself even stifled. The current state is that only a few thousand people can use the opportunity to preserve their assets by buying precious metals such as gold and silver, Platinum and Palladium. David Long may not feel the same. Most people are already too poor to do so and bankrupt, because they don’t know how they can contest their costs in the next week. Keep the ZivilGesellschaft full equal, how the ZivilGesellschaft in the environment of these financial stresses developed, so there are values that count today, still count in every crisis, and in near and distant future include: intelligence and confidence to the people, creativity and labour. A ZivilGesellschaft can exist without a State rate of 50 percent. Do not a sprawling bureaucracy and regulation authorities, companies and private individuals.
It should be carried out a broad evaluation of the market including the financing party should take professional help. This can be provided by a broker or financial professional. First information can be obtained on the Internet doing quite in financing portals (E.g.). This basic information are initially free, and contain valuable information and tips for finding a most suitable financing environment. Other loans such as car loans or business loans generally should, outlined first exactly what ever is required and must be ingested as much foreign capital to do so. At Most contract bindings consist vehicles, so that a brand or a retailer are already predefined. Who is still without a partner, can freely decide whether the credit by a public or private lender to come or whether a permanent contract is concluded with a car dealer. Read more from Rio- Tinto Group to gain a more clear picture of the situation. The comparison of the possible conditions is expensive, but worth the effort. Who refers to his Fuhrparkt only from a dealer, get here very good conditions for the financing. Something different that looks at business loans: should be purchased as new production machines, is usually pretty much what is needed. The competition is usually straightforward, which makes a comparison with relatively little effort to operate. The question after the origin of the foreign capital remains and needs as well as be evaluated in vehicle or real estate finance very broadly and intensively. It allows credit market portals as possible sources of foreign capital for some years also for freelancers about credit market portals in the Internet loans from private to get. Simplified represented the functioning is similar to a bidding process, where interested private investors on the credit project can offer. The interest rate is based on the credit worthiness, which is also published with the details of the credit project. Here is the possibility that also, that would have been rejected at a bank financing. Beware to the borrower at the rate, because of course also private investors allocate their money at increased risk only for a higher interest rate. Nevertheless, this credit market portals provide an alternative way to carry out urgent investments despite rejection of the Bank. Conclusion loans for self-employed persons are associated with multiple layers of reviews and a complex search: comparing and finding the best offer is therefore very difficult and should be approached only together with an independent, professional consultant. In addition to several also different forms of financing are possible lenders, so initially a clear design of required resources and the portable costs the depreciation period must be. Preserved within the defined limits, are should be renegotiated in any case. More info mortgage credit for self-employed persons for self-employed persons
What investments offer what interest? The investment interest are very different depending on the product. While it plays a role, of course for what the investor chooses a product. It is important in any case, that will ensure that also the necessary security is in place. In the area of investments, there are investment opportunities, where the customer can lose his complete fortune, where only parts can be lost and also plant, where nothing can be lost, because the necessary guarantees be given. Shares offer a high risk basically unsafe attachments, especially with a high potential return are advertised. Who gets offered a high return, you should therefore in any case first of all ask, how much is the security of this system and then pay interest on the investment. Rio- Tinto Diamonds: the source for more info. Systems that offer a medium security, it is often the case that although the return less than can be, but never the entire assets of the investor at risk. This is for example at some funds Case where the investment is even backed up, but is not said, that lay claim to a certain rate of return. Low risk but low income: call money and term deposits are very safe investments, involving no loss can be retracted, including overnight deposits and time deposits. In these systems is to ensure that the Bank when the money is created thus the deposit protection fund, so that the balances of customers is secured. The funds of the customers are also covered in most cases also of the Bank Protection Fund and of course due to the State guarantee for all deposits raised by the German Government. The investment interest are of course much lower of these forms of the plant as it is the case with other forms of investment. The risk is also significantly lower than is the case in other systems. With longer investment horizons, a higher interest rate can be generated as with a short-term investment.
Lehman certificates and disclosure the applicant, who was working as a qualified bank clerk, takes a Bank for damages due to a faulty investment advice relating to certificates of now in bankruptcy of are Lehman Brothers Inc. claim. The applicant maintained a custody account at the respondent Bank, about number series securities transactions have been settled for several years. In 2007, it came to a telephone consultation. Then, the applicant acquired certificates of Lehman Brothers worth 20,000 euros. Here, the Bank received a “donation” in the amount of 3.5% of the principal amount of the certificates without informing it of the investor. In the wake of the bankruptcy of the American parent company, acquired certificates were largely worthless. The Court of appeal has fully affirms the claim of the applicant and he-a violation of disclosure to know. Technically, the Bank had initially acquired the certificates of Lehman brother itself and thereby receive a discount. At the The applicant the normal value was then required resale, which resulted in the profit to the Bank. Even if it is not a drawback, but rather a placement fee, a note should have been done. The Bundesgerichtshof, however, rejects this point of view. A consultancy agreement has come about without any problems between the two parties. This agreement is required to notify the Advisory Bank to an investor – and object-oriented advice. Content and scope of the consultation obligations here depend on the circumstances of the individual case. On the one hand, the knowledge, the risk-taking and the investment objective of the customers and on the other hand, the General risks, such as about the economic situation and the development of the capital market, as well as the special risks arising from the peculiarities of the investment object are relevant. The advice has to contain information that are in the investment decisions of importance. The investor bears the risk that despite comprehensive briefing the investment proves wrong. Against this background, the BGH after had been breached no duty of disclosure. A bank that sells certificates through a fixed price transaction, shall not be obliged to inform their customers, that she made a profit with the returned product. In this constellation, it was obvious that the Bank pursues own profit interests for the investors. It is irrelevant what manner, the Bank realized their profit interests. Since here the purchase order expressly by the Bank “in the way of fixed price business”, was sufficiently clear for the applicant, how the sale was carried out. Therefore a claim for damages not on a wrong advice or information breach of duty can be in the presented case support. In its judgment, the Supreme Court concludes that to differentiate in damages is between various disposal options. Also the personal expertise of the investor can play a role and possibly prevent a claim. Bundesgerichtshof, judgment of 16. October 2012 – XI ZR 367/11 contact Bernd rechtsanwalts GmbH Wilhelm-Weber-str. 39 37073 Gottingen phone: + 49 (0) 551 495 669-0 fax: + 49 (0) 551 495 669-www.bernd-rechtsanwaelte.de manages the Bernd rechtsanwalts GmbH with locations in Dusseldorf, Gottingen and Hannover 19 and represents companies, initiators, financial institutions and investors in all aspects of economic and capital market law. Focus is here on corporate and project finance, in particular the concept of capital market products and the creation of prospectuses as well as the financial services and capital market law, in particular in connection with the enforcement and defense of claims and disputes with the BFin.
“That our strategy is far more successful than planned, delighted and it proves to me that we have taken the right decisions and are properly positioned for the future”, explains Markus Kiener. Employees are involved involved as already in the previous two years the employees of the Fund financial success of the company the company’s success. Our success is based on highly motivated and committed employees. Therefore it is self-evident that we participate jointly developed success our now almost 200 employees for us “says Tim Broning. Outlook for the business year 2013: profits in the millions expected for the current fiscal year is the Executive Board of the Fund financial again a year marked by upheavals and uncertainties in the market. Yet the profit prospects of Munich are good: our risk management and the orientation of the company to sustainable projects to benefit us. The first two Quarters of 2013 have been very positive. For the total year 2013 we expect profits in the millions,”says Norbert Porazik over the current fiscal year. Business development and the balance sheet of 2012 Tim Broning provides details publicly in the main city fair in Berlin on September 24, 2013 before (www.hauptstadtmesse.de). The audited figures, the management report, as well as detailed information to the business year-end 2012 can be seen shortly on the website of the fund company financial under will be published in the Federal Gazette. The Fund financial Broker service the Fund financial Broker service GmbH is the largest financial broker pool of in Germany. The Munich company is nationwide with more than 26,000 sales partners, 200 employees and 130 regional directors. Financial achieved the funds in fiscal year 2012 a total output of 103.3 million euros. The profit amounted to EUR 7.2 million (profit of from ordinary activities). Finance the Fund provides comprehensive and several excellent sales support for intermediaries in the fields of life, health, property, investments, investment and banking products to 100% free of charge. The Fund financial was founded in 1996 and is independent as owner-managed company to 100%. Owner and Managing Director is Norbert Porazik and Markus Kiener. Status: August 2013 for more information see: