A good part of these processes has received financial support from the FROB and materialized through SIPs. What are SIPs? The new legal framework introduced by the regulation of the SIP represents a radical change in the system, enabling the transformation of boxes in a new legal form. Savings may agree to segregation of activities financial and benefico-social, developing its normal activity as a credit through a corporation entity, which will bring all its financial business. The central entity, which will determine strategies and business policies, must be established as a corporation wholly owned by all members of the SIP boxes, in at least 50% of its shareholding. In the event that cannot be reaches this participation of the central entity, savings banks will become foundations of special regime and only managed the Social work. Therefore, with this system, it is possible to see in a future banking business of boxes directed by a Corporation (a Bank, in a nutshell) and social works of each one in the hands of foundations of special regime. SIPs today of all the multitude of mergers that have been making throughout this year, cold mergers underway are: CAM, Cajastur + CCM, Caja Cantabria and Caja Extremadura. Caja Madrid, Bancaja, La Caja de Canarias, Caixa Laietana, box Avila, Caja Segovia and Caja Rioja, forming the Financial Bank and savings S.A. Caja Murcia, Caixa Penedes, Sa Nostra and box Granda, creating the Bank Mare Nostrum. Caja Navarra, CajCanarias, Cajasol and Caja Burgos, of which Banca Civica has emerged. CAI, Cajacirculo and box of Badajoz. With this new legal regime, the savings banks as we know them may desaperecer market financial; where until now competed with the banks and boxes, will prevail the private entities. In the case that the boxes became a Foundation, its current presence would disappear at the financial level, to manage only the social work. Is recommended this new scenario for the general interest or benefit banks detriment of the citizen?
Sponge of bath in the format of glove of the mark Zoo Kids the differentiation of design for the form also were evidenced in the research, as the sponges Zoo Kids with format of the animal contour (whale, duck and fish) or the sponges of the Calypso in ball format. The format of these sponges is similar the toys used for the children at its playful moment. 4 FIG. Model of sponges with format of animals of the mark Zoo Kids the livened up personages of films and drawings gifts in the infantile universe also have been used as a form of differentiation of design of the sponges of bath come back toward this public. In the visited hipermercado one seven models of sponges of infantile personages had been found, of the Bob Sponge (infantile drawing), of the Remy (main personage of the Ratatouille film), of the McQueen Lightning (of the film ‘ ‘ Carros’ ‘) of the Princesses of the drawings of Disney. 5 FIG. Models of sponges of personages of drawing livened up of the Ponjita mark In the sponges of the mark Zoo Kids (format of whale, duck and fish) and in the model Calypso Baby, noticed it variation of four colors for each format. The sponges of the Zoo Kids had been found in the colors yellow, orange, rose and green, and of the Calypso Baby, in the colors yellow, orange, green and red. 6 FIG. Variations of colors of the model of sponge of the Calypso manufacturer the mark Calypso Baby inform in the packing of its infantile sponge that the product is destined mainly for the babies. In the packing two units of the product in varied colors consist. The size of the sponge is reduced in relation to the other infantile sponges and the product is clearly softer than excessively, making possible that it handles it to the baby with easiness.
Graph 1 – Behavior of International Tourist flow – 1995-2008 Source: World-wide organization of Tourism – OMT Still under a perspective of the World-wide Organization of the tourism, this growth has been folloied for a decentralization trend, as it evidences the table: Table – Distribution of the World-wide Tourism Source: World-wide organization of the Tourism In 2008, of the total of 922 million landings, 488 million had occurred in the Europe (53%) 184 million (20%) in the region of Asia and Pacifico, 147 million (16%) in Americas, 55 million (6%) in the Middle East and 47 million (5%) in Africa. How much to Brazil, what it is placed for the observer is a partner-space concept of extreme diversity, as much of the point of view of its nature, how much in what it refers to its culture and to its social and economic characteristics. To this context of absolute diversity, that goes to come across the tourism in Brazil. With a natural reality that include extensive areas preserved and others equally extensive and degraded by factors antrpicos, an urban context that includes since small municipalities of 1500 inhabitants, until the gigantic So Paulo; opulenta wealth of a side and poverty and misery of the other, very next to the space point of view. Ahead of a picture with these characteristics, if it cannot speak of an only tourism in Brazil, the diversity, so intrinsic characteristic to the Brazilian reality is an attribute of the tourism that if practises in domestic territory. However the growth of this sector associated with the planning lack generates some problems in the receiving communities. However, these problems are many times relegated for second plain, data the economic weight that the development of the sector of the tourism possesss in some countries or regions had chosen that it with the objective to attract investment, to generate job and to promote growth economic. .